Tag: individual

Out-of-pocket expenses The Marketplace (your state health insurance exchange or the federal exchange depending on where you live) cost-sharing reduction lowers the amount you have to pay for out-of-pocket costs like deductibles, coinsurance, and copayments.  Health insurance companies offering coverage …

Deductibles, Out-of-Pocket Expenses, and Keeping Your Present Doctor Read More »

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First there is no requirement that small businesses (less than 50 full-time employees) provide insurance for their employees. The pitch being made by Covered California why small businesses should provide insurance is:  Employee loyalty Covered California’s SHOP offers high-quality, affordable …

Points to Consider if You’re a Small Business and Thinking About Enrolling In Obamacare Read More »

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Medi-Cal Eligibility and Covered California – Frequently Asked Questions Medi-Cal Health Coverage1.  What is Medi-Cal?Medi-Cal offers free or low-cost health coverage for California residents who meet eligibility requirements.  Most applicants who apply through Covered California and enroll in Medi-Cal will …

Medi-Cal Eligibility and Covered California – Frequently Asked Questions Read More »

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Small businesses who employ less than 50 full-time equivalent people are not required to purchase health insurance for their employees. Yet, many small small businesses (2 or more) can realize a savings by buying their insurance through the Small Business …

The Advantages of Obamacare for Small Small Businesses Read More »

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The following was excerpted from the Henry Kaiser Family Foundation. Obamacare expands Medicaid to cover low-income adults and children with incomes up to 133 percent of the poverty line. Millions of low-income parents, non-disabled adults who do not have dependent …

Obamacare – How to Determine Your Income and Household Size Read More »

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Here’s a great site from the State of Colorado to help you calculate what your Modified Adjusted Gross Income (MAGI) is for purposes of the Obamacare. If you filed taxes last year. http://connectforhealthco.com/calculating-modified-adjusted-gross-income/modified-adjusted-gross-income-1040/ If you didn’t file taxes last year. …

Income Calculator Read More »

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One of the most interesting requirements of Obamacare is that hospitals that operate as a non-profit (501(c)(3)) conduct a “Community Health Needs Assessment.” The CHNA must include: A description of the community served by the hospital facility (as defined in …

New Requirements for Hospital Community Needs Assessment Read More »

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One of the most attractive features of Obamacare is that the government will pay a large part of your insurance if your income is at what can be a surprisingly high level. What income levels qualify for lower? To learn …

Do You Qualfiy For Premium Assistance Under Obamacare? Read More »

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Dental care is one of the most important aspects of good overall healthcare, yet many lack access to needed dental care because of a lack of affordability and access to dental insurance (only 50% of people visit a dentist.).  The …

Lack of Dental Care in the Affordable Care Act Read More »

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